| Description | Fees / Charges* |
|---|---|
| Account Maintenance Fee: | |
| Current Account (BDT) | Tk. 300.00 (1/2 yearly) |
| Special Notice Deposit (SND) Account (BDT) | Tk. 500.00 (1/2 yearly) |
| Overdraft Account (BDT) | Tk. 300.00 (yearly) |
| Foreign Currency Account - FC, RFCD, NFCD etc. | NIL |
| Saving Account (BDT): | |
| Half yearly average balance up to 10,000 | Nil |
| Half yearly average balance within 10,001 to 25,000 | Tk. 100.00 (1/2 Yearly) |
| Half yearly average balance within 25,001 to 200,000 | Tk. 200.00 (1/2 Yearly) |
| Half yearly average balance within 200,001 to 1,000,000 | Tk. 250.00 (1/2 Yearly) |
| Half yearly average balance above 1,000,000 | Tk. 300.00 (1/2 yearly) |
| Platinum Savers Account (BDT) | |
| Half yearly average balance up to 10,000 | Nil |
| Half yearly average balance within 10,001 to 25,000 | Tk. 100.00 (1/2 Yearly) |
| Half yearly average balance within 25,001 to 200,000 | Nil |
| Half yearly average balance within 200,001 to 1,000,000 | Nil |
| Half yearly average balance above 1,000,000 | Nil |
| Visa Debit Card annual charge | Tk. 500, if full year average balance is below 25,000 |
| Debit Card | |
| Visa EMV Debit Card annual charge | Tk. 500 |
| Visa Magstripe Debit Card annual charge | Tk. 500 |
| Proprietorship Card | Tk. 300 |
| Account Statement Charges: | |
| Regular Statement - all types of accounts on Half yearly Statement / Balance Confirmation | Nil |
| Duplicate Statement -within last twelve months | Tk. 200 |
| Duplicate Statement - beyond twelve months | Tk. 500 |
| Account Closing Charges : | |
| Current and SND Account | Tk. 300.00 |
| Savings Account | Tk. 300.00 |
| Dormant Account activation | No Charge |
| Cheque Book Charges : | |
| 20 leaves | Tk. 120 |
| 25 leaves | Tk. 150 |
| 50 leaves | Tk. 300 |
| Uncollected cheque book destrudlon (Applied but not collected within 3 months by account holder) | Tk. 200/- per cheque book |
| cheoue Book lssueasainst lost Cheoue Book : | |
| 20 leaves | Tk. 75 |
| 25 leaves | Tk. 125 |
| 50 leaves | Tk. 250 |
| Certificates / Reports related Charges: | |
| Photocopy of Cheque/ Vouchers | Tk. 100.00 |
| Balance Confirmation Certificate (Jun and Dec each year) | Nil |
| Balance Confirmation Certificate in addition to above | Tk. 200.00 |
| Certificates related to BO Account | Tk. 200.00 |
| "Certificates related to maintaining account (Solvency, Tax/VAT etc.)" | Tk. 500.00 |
| Verification / Attestation of Account Statement and other documents | Tk. 100.00 each |
| Certificate or Letter of comfort involving credit facility | Tk. 1000.00 |
| Any other Certificate not listed here-in | Tk. 300 |
| Locker Facility Charge: | |
| Locker Charge - Small | Tk. 3,000.00 plus Insurance at actual |
| Locker Charge - Medium | Tk. 5,000.00 plus Insurance at actual |
| Locker Charge - Large | Tk. 7,000.00 plus Insurance at actual |
| Locker Security Deposit (Refundable) | One year charge |
| Locker Key Replacement | AT actual |
| Late payment fee | Tk. 500 per year |
| Clearing Cheque Processing , EFT Charges and RTGS | |
| Upto Tk. 50,000 | Nil |
| Above Tk. 50,000 below Tk. 500,000 | Tk. 10.00 per instrument |
| Above Tk. 500,000 | Tk. 25.00 per instrument |
| All types of G2P (Government to Person) Cheques | Nil |
| High Value Clearing Cheque Processing | Tk. 60.00 per Instrument |
| Cheques, Utility bills of any amount received against all types of Government receipts (e.g. against Chalan or for purchase of Sanchayapatra) and all cheques received against the claims of City Corporation/Pourashava | Nil |
| Cheque Return (clearing/over the counter) & Stop Payment: | |
| Cheque on us returned due to insufficient Balance | Tk. 500.00 per instance |
| Cheque on us returned for other reason | NIL |
| Clearing Cheque returned by other Bank | Tk. 100.00 per instance |
| Stop Payment of Cheque | Tk. 200 |
| Collection of Outstation Cheques, Clean Bills in Taka: | |
| Upto Tk. 100,000 | 0.10% Minnimum Tk. 300 Maximum Tk. 2000 |
| Above Tk. 100,000 to Tk. 500,000 | 0.10% Minnimum Tk. 300 Maximum Tk. 2000 |
| Above Tk. 500,000 | 0.10% Minnimum Tk. 300 Maximum Tk. 2000 |
| Any other EFTN Transaction | Free |
| Outward RTGS Transaction | Tk. 100 (including VAT) |
| Purchase of Clean item | 0.20% (minimum Tk. 100.00) plus Postal Charge at actual (minimum Tk. 50.00) |
| Discounting of Clean item | Discount interest as per Bank's lending rate plus Tk. 500.00 |
| Issuance of Pay Order: | |
| Up to 1 lac | Tk. 100.00 |
| Above 1 lac | Tk. 200.00 |
| Pay order under EMS (eGP) | Tk. 100.00 |
| Pay order issued for Bank own purpose | No commission |
| Cancellation of Pay Order | Tk. 200.00 |
| Issuance of Duplicate PO/FDR/Other Instruments | Tk. 500.00 |
| Issuance of Bangladesh Bank Cheque against customer request | Tk. 250.00 per cheque |
| Standing Instruction (SI): | |
| Standing Instruction for deposit into Scheme account | Nil |
| Other standing instruction | Tk. 100.00 per instruction |
| Cancellation of Standing Instruction | Tk. 50.00 per instruction |
| Salary Disbursement Charge | NIL |
| FCY Cheque/Draft/ Collection: | |
| Draft drawn on Bangladesh Bank | Tk. 750.00 |
| Draft issued in USD drawn on Banks abroad |
Customer- 0.1s% of ihe DD amount, Min Tk.150 Non Customer - 0.1s% of ihe DD amount, Min Tk.200 |
| Draft issued in Currencies other than USD drawn on Banks abroad | Tk. 1000 |
| Fcy chq drawn wlthin Bangladesh | 0.10% Min Tk. 200 Max Tk, 1,000 |
| Fcy chq drawn outside Bangladesh | .10%, M nTk.200.00 plus Courier and correspondent Bank Charges at actual |
| Encashment of incoming Foreign Currency rrmittance | Nil |
| Drawn within Bangladesh | 0.10% Min Tk. 200.00 Max Tk. 1,000.00 |
| Drawn outside Bangladesh | 0.10% Min Tk. 200.00 plus Courier and other Bank's Charges at actual |
| Encashment of incoming Foreign Currency remittance | Nil |
| Outward Remittance through overseas Correspondent: | |
| Remittance in USD | Tk. 1000 + plus correspondent Bank Charges at actual |
| Remittance in Currencies other than USD | Tk. 1000 + plus correspondent Bank Charges at actual |
| Cancellation of Foreign Currency Remittance/Draft (Any Amount) | Tk. 500 + plus correspondent Bank Charges at actual |
| Student file: | |
| Opening Student File | Tk. 5000 |
| Student file renewal fee | Tk. 3000 |
| Bangladesh Bank approval required for any type of outward Remittance | Tk. 2000 |
| Endorsement of Cash FC in Passport | Tk. 500.00 |
| Certificate for encashment of Inward Remittance: | |
| Individual Account | Tk. 200.00 each |
| Business Account | Tk. 500.00 each |
| Other Charges | |
| SMS Alert fee | Tk. 300 |
| CCTV image retrival | Tk. 2000 |
| Retail Loan : | |
| Personal Loan | |
| Loan Processing Fee | 2% |
| Early Settlement Fee | 2% on loan outstanding or min TK.20O0 |
| Partial Settlement Fee | 2% on settlement amount or min TK.10O0 |
| Loan Re-scheduling Fee | 1% on loan outstanding |
| Penal Charge | 2% |
| Auto Loan | |
| Loan Processing Fee | 2% |
| Early Settlement Fee | 2% on loan outstanding or min TK.20O0 |
| Partial Settlement Fee | 2% on settlement amount or min TK.10O0 |
| Loan Re-scheduling Fee | 1% on loan outstanding |
| Penal Charge | 2% |
| Isuance of duplicate BETA certificate | TK. 1500 (lst time free) |
| Home Loan | |
| New Loan Processing Fee | 1% |
| Takeover Loan Processing Fee | Nil |
| Takeover + Enhancement Loan Processing Fee | Nil |
| Early Settlement Fee (within 5 years) | 2% or min 2000 |
| Early Settlment Fee (after 5 year to 10 year) | 1% or min 1000 |
| Early Settlment Fee (after 10 year) | 1% or min 1000 |
| Partial Settlement Fee (within 5 years) | 2% or min 2000 |
| Partial Settlment Fee (after 5 years) | 1% or min 1000 |
| Loan Re-scheduling Fee | 0.25% on outstanding amount |
| Penal Charge | 2% |
| Vetting Valuation and Title Search Charges | At Actual |
| CPV Fee | Tk. 300 |
| NOC Duplicate | Tk. 1500 |
| Doc Photocopy | Tk. 1500 |
| Changes ofTenure/ EMI (Other than partial settlement) | Tk. 1500 |
| Photocopy of Title Deed, Bia Deed(s) and Khatian(s) | Tk. 1500 |
| Change or partial release of security | Tk. 5000 |
| Copy of Charge Documents | Tk. 1000 |
| Oriqinal Title Deed wlthdrawalon behalf of the client for each Title Deed | Tk. 1500 |
| Redemption & Revocation service fees | At Actual |
| Redemption & Revocation service fees (in case of takeover by other Banks or NBFI) | At actual or Tk. 1500 whichever is higher |
| Urgent Release Fee (within 03 working days) | Tk. 3000 |
| Change of car quotation after approval | Tk. 1000/- per quotation change |
| Replacement of Joint/co-Applicant (Processing Period) | Tk. 2000 |
| Duplicate Loan Closure certificate (NOC) for all Retail Loans and OD (Free for 1st time) | Tk. 500 |
| Secured Loan (Secured EMI Loan) | |
| Loan Processing Fee | 1% (Minimum Tk. 1000, Maximum 20,000) |
| Early Settlement Fee (within 1 year) | 1% on loan outstanding |
| Early Settlement Fee (after 1 year) | 1% |
| Partial Settlement Fee (within 1 year) | 1% on settlement amount |
| Partial Settlement Fee (after 1 year) | 0.50% on settlement amount |
| Penal Charge | 2% |
| Secured Overdraft | |
| Loan Processing and Limit Enhancement Fee | 1% (Minimum Tk. 1000, Maximum 10,000) |
| Excess Over Limit (EOL) Charge | 2% on EOL amount |
| Renewal Fee | Tk. 1000 |
| Other bank security lien confirmation & encashment | Tk. 1000 |
| Limit enhancement Fee | Tk. 1000 |
| Change or partial release of securitv | Tk. 1000 |
| Cash Line Limit-Enhancement Fee | Tk. 1000 |
| Corporate Loan related Fees/Charges | |
| Loan Processing Fee | 1%-2% based on transaction complexity |
| Penal Charge due to Overdrawn/Past due | 2% above normal rate |
| Forced loan Rate | 2% above normal rate |
| Reschedule Fees: Corporate Loan | 2% or min Tk.50,000 whichever is higher |
| CIB Enquiry charge | Per Subject Tk. 100 and Per Link Tk. 100 |
| Deal Structuring Fee | 3% or min Tk. 50,000 |
| Documentaion Deferral Charge | 1% or min Tk. 50,000 (Min) |
| Time Extention Fees | 1% or min Tk. 50,000 (Min) |
| Management Fee | 1% to 6%based on compl or min Tk 50,000 |
| Syndication & Structured Finance-Schedule of Charges : | |
| Syndication Loan Processing fee/Up-front fee | 2% (on proposed syndication amount) |
| Syndication Arranger’s fee | 3% (on final syndication loan amount) |
| Syndication Participation fee | 0.10%-1.00% (on final syndication loan amount) |
| Syndication Agency fee/Management fee | 0.10%-2.00% (Outstanding balance after the end of every year) |
| Syndication Commitment fee | 0.5% on unutilized limit |
| Description | Fees / Charges* |
|---|---|
| GUARANTEE | |
| Issuance of Guarantee (and ammendment with value increase and extension of validity: | |
| Commission | 0.50% Per Quarter Minimum Tk. 1,000.00 |
| Stamp Duty | At actual |
| Amendment of Guarantee without Extension of Validity / Increase of Amount: | |
| Commission | Nil |
| Issuing Charges | Tk. 2000.00 |
| Stamp Duty | At actual |
| Issuance of Guarantee at 100% Cash Margin: | |
| Commission | 0.10% per Quarter |
| Issuing Charge | Tk. 500.00 |
| Stamp Duty | At actual |
| Issuance of Guarantee against Counter Guarantee: | |
| Commission | 0.10% to 0.50% Per Quarter Minimum Tk. 3,000.00 |
| Stamp Duty & other Charges | At actual Min Tk 500.00 |
| Advising of Guarantee/SBLC without engagement on Bank's Part: | |
| Advising of Guarantee | Tk. 2,000.00 |
| Advising of Amendment of Guarantee | Tk. 1,000.00 |
| Advising of Guarantee by adding Bank's confirmation: | 0.50% per Qtr (Min.Tk- 3,000) Plus Advising Charge |
| Advising of Guarantee | 0.50% per Qtr (Min. Tk. 3,000.00) Plus Advising Charge |
| Advising of Amendment of Guarantee for extension of validity / increase of amount by adding Bank's confirmation | 0.50% per Qtr (Min. Tk. 1,500.00) plus Advising Charge |
| Advising of Amendment of Guarantee without extension of validity /increase of amount to Beneficiary in original by adding Bank's confirmation | Tk. 1,000.00 Plus Advising Charge |
| Description | Fees / Charges* |
|---|---|
| IMPORT | |
| Issuance of Letter of Credit (L/C), Extension of Validity & Increase of Amount: | |
| Letter of Credit - Cash/Sight: | |
| 1st Quarter | 0.25% - 0.40% |
| Each subsequent Quarter or part thereof | 0.10% - 0.40% |
| Minimum | Tk. 1,000.00 |
| Back to Back L/C for Export oriented Garments: | |
| 1st Quarter | 0.25% - 0.40% |
| Each subsequent Quarter or part thereof | 0.10% - 0.40% |
| Minimum | Tk. 1,000.00 |
| Back to Back L/C other than Export oriented Garments & Textile Industry: | |
| 1st Quarter (Maximum) | 0.25% - 0.40% |
| Each subsequent Quarter or part thereof | 0.10% - 0.40% |
| Minimum | Tk. 1,000.00 |
| L/C opened against 100% Cash margin: | |
| 1st Quarter | 0.10% - 0.25% |
| Each subsequent Quarter or part thereof | 0.10% - 0.25% |
| Minimum | Tk. 1,000.00 |
| L/C opened under Deferred Payment: | |
| 1st Quarter | 0.30% - 0.50% |
| Each subsequent Quarter or part thereof | 0.30% - 0.50% |
| Minimum | Tk. 1,000.00 |
| L/C Amendment Charge (Other than Validity Extension & Amount Increase) | Tk. 1000.00 |
| L/C Cancellation Charge | Tk. 1000.00 + Other Bank Charge at actual |
| Acceptance Commission against Usance Bill under Deferred Payment L/Cs including Back to Back L/Cs | 0.40% per quarter |
| Other Charges: | |
| L/C Application, LCA Form, IMP Form | Tk. 500.00 per set plus Stamp at actual |
| Collection of Credit Report | At Actual plus Tk.500.00 |
| IRC Renewal Service Charge (in addition to Govt. Fee) | Tk. 1,500.00 |
| Issuance of Shipping Guarantee | Tk. 1,500.00 |
| Certificates/Attestations: | |
| Issuance of Back to Back LC Certificate | Tk. 500.00 |
| Issuance of C&F Certificate | Tk. 500.00 |
| Issuance of Certificates not covered under services mentioned above | Tk. 500.00 |
| Certification of Import Documents for Customs Assessment Purpose | Free |
| Certification of Documents relating to import | Tk. 50.00 per page |
| Attestation of coples of Documents | Tk. 50.00 per page |
| Description | Fees / Charges* |
|---|---|
| Export | |
| L/C Advising Charge | Tk. 750.00 |
| L/C Amendment Advising Charge | Tk. 750.00 |
| L/C Transfer Authentication | Tk. 750.00 |
| L/C Ammendment Transfer Authentication | Tk. 750.00 |
| Cancellation of Transfer (LC or Ammendment) | Tk. 1,000.00 |
| Discrepancy Charges | USD 50.0 OR Tk. 5000 |
| Reimbursement Charge | USD 75.00 |
| Import Documents Assessment charge | Tk. 500.00 |
| Adding Confirmation to Export L/Cs | 0.25% per Quarter (to be realised in eqvt. BDT if payable by beneficiary) |
| Export Document Negotiation/purchase: | |
| Commission on portions of Bills where no Exchange Gain | 0.15% |
| Commission on portions of Bills where there are Exchange Gains | Nil |
| Export Document for collection: | |
| Commission on portions of Bills where no Exchange Gain | 0.15% |
| Commission on portions of Bills where there are Exchange Gains | Nil |
| Document Forwarding and other communication Charges | At actual within the Schedule of Charge |
| Cash Incentive/Assistance Processing Charge (per claim) | 0.25% of Claim amount minimum Tk. 5,000.00 per PRC |
| Other Charges: | |
| Issuance of Export Proceeds Realization Certificate (PRC) | Tk. 500.00 per certificate |
| EXP Certification Charge | Tk. 500.00 per instance |
| Certification of Documents relating to Export | Tk. 50.00 per page |
| Issuance of C&F Certificate | Tk. 500.00 each |
| Issuance of Export Performance Certificate | Tk. 500.00 each |
| Collection of Bills (not under L/C) | 0.25% minimum Tk. 500.00 |
| Communication Charges for Trade Services: | |
| Full Operative SWIFT LC/SBLC | At actual (Tk. 3000.00 till further revision) |
| Amendment of LC/LG by SWIFT | At actual (Tk. 1000.00 till further revision) |
| Other short SWIFT messages | At actual (Tk. 1000.00 till further revision) |
| Courier Charge (outside country) | At actual (Tk. 2500.00 till further revision) |
| Courier Charge (only to India) | At actual (Tk. 750.00 till further revision) |
| Courier Charge (inside country) | At actual (Tk. 50.00 till further revision) |
| Any other Communication Charges | At actual (Tk. 75.00 till further revision) |
| Postage (inside country) | At actual (Tk. 50.00 till further revision) |
| Description | Fees / Charges* | |
|---|---|---|
| Annual Fee (Basic Card) | Platinum: 4000, Gold : BDT 2000, Silver : BDT 1200 | |
| Annual Fee (Supplementary Card) | First 2 cards free, 3rd card is 50% of basic card | |
| Card Replacement Fee | BDT 500 for Platinum & Gold, Silver 300 | |
| PIN Replacement Fee | Platinum: 500, Gold: 300, Silver: 300 | |
| Late Payment charge | Platinum: 500, Gold: 500, Silver: 300 | Platinum: USD 10, Gold: USD 10, Silver: USD 5 |
| Excess Over Limit Fee | Platinum: 500, Gold: 500, Silver: 300 | Platinum: USD 10, Gold: USD 10, Silver: USD 5 |
| Cash Advance Fee | 1.5% or Tk 100 whichever is higher (MGBL & Q-Cash ATM) |
USD 5 or 2% whichever is higher |
| 1.5% or Tk. 100 whichever is higher (Other than MGBL ATM) |
||
| Cheque Return charges | BDT 500 | |
| Duplicate Statement Fee | Tk. 100 Per Month | |
| Foreign currency maintenance Fee | NIL | |
| Limit Conversion Fee | NIL | |
| Card Cheque Book Fee | 1st cheque book free | 2nd cheque book BDT 150 |
| Card Cheque Processing Fee | 1.5% of Trxn amount or BDT 250 | |
| Certificate Issuance Fee | BDT 500 | |
| CIB Fee | NIL | |
| Transaction Alert/ SMS Fee | Free | |
| Interest Rate | 2% | |
|
Video Footage Fee (ONUS ATM)
|
Tk. 1500 |
USD 25 |
|
Video Footage Fee (Other Bank’s |
Tk. 2000 | USD 25 |
|
Out station Cheque Collection fee |
||
|
Credit Shield Premium |
0.35% of the statement balance as at the last statement date | |
|
Card Closing Fee (If card closed |
Tk. 575 | |
