B. Exclusive EMI & Cashback
Electronics & Home Appliances
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.
- Both Primary and Supplementary cardholder will be eligible for the cashback jointly.
- During the campaign period, customers can avail the cashback offer on SmartPay (0% EMI) for a maximum of one eligible transactions across all participating partners. In the event that a customer conducts more than one eligible EMI transactions, the cashback disbursement will be based on the value of the largest transacted amount.
- Cashback limit will be based on transaction amount as per below chart, upon converting the transaction into 0% EMI:
| Transaction Amount |
Cashback Amount |
| 20,000 - 40,000 |
1,000 |
| 40,001 - 60,000 |
2,000 |
| 60,001 - 80,000 |
3,000 |
| 80,001 - 1,00,000 |
4,000 |
| Above 1,00,000 |
5,000 |
- Campaign duration will be from 8th May, 2026 to Eid Day, 2026.