Meghna Home Loan

Meghna Home Loan

Meghna Home Loan offers financing facility to help you turning your dream home into a reality. Meghna Home Loan is an EMI Based term loan facility to purchase of flat/ house, to construct a structured building, to renovate house/flat and to transfer any home loan from other banks and financial institutions. 

Features:

  • Purpose: 
    • Flat/Apartment/House Purchase
    • Construction of residential apartments/building
    • Renovation or Extension of existing apartments/building,
    • Take-over of Existing Home Loan from any bank / Financial institution  
  • Loan amount: BDT 5.00 Lakh to BDT 2.00 Crore
  • Repayment tenure 12 months to 25 years  
  • Loan to value:70% of the property value
  • Competitive interest rate
  • Early full and partial settlement allowed   
  • Shortest loan processing time
  • Minimal documentations
  • No hidden charges

Target Customer:

  • Salaried
  • Self Employed (Doctor/Engineer/CA etc.)
  • Landlord/Landlady
  • Businessman
  • 100% Cash Covered Client (Meghna Bank FD/WEDB etc.)
  • NRB (as per Bangladesh Bank Guidelines for NRB)

Eligibility: 

Age: Minimum 25 years and Maximum 65 years or retirement age whichever is lower

Length of experience: Minimum 03 Years

Minimum Gross Monthly income: 

Customer Segment 

Min. Income for Metro Area

Min. Income for outside Metro Area

Segment A* 

BDT 40,000.00

BDT 35,000.00

Segment B* 

BDT 50,000.00

BDT 45,000.00

Doctors 

BDT 40,000.00

BDT 35,000.00

Others Professionals 

BDT 40,000.00

BDT 35,000.00

Businessman 

BDT 75,000.00

BDT 70,000.00

Mariners 

BDT 40,000.00

BDT 35,000.00

Landlord 

BDT 50,000.00

BDT 45,000.00

Wage Earners 

BDT 75,000.00

BDT 70,000.00

*Salaried Segment A: Permanent Employees of MNC, Large Local Corporates, BCS Cadre, Foreign NGOs, UN bodies, Embassies, Bank, FI, High Officials of Insurance, Faculties of Government owned Universities, Medical Colleges and Salary account with Meghna Bank. 

*Salaried Segment B: Consists of all salaried employees except the employees of Segment A. 

For any banking needs, please call our 24 Hour Call Center 16735. 

*Conditions Apply