Dispute Resolution Timeframe:

  1. Dispute requests must be submitted within 120 days from the transaction date.
  2. For On-Us ATM transactions, the dispute resolution timeframe is 3 to 5 working days from the chargeback date.
  3. For Remote On-Us ATM, POS, and E-Commerce transactions, the dispute resolution timeframe is 30 working days from the chargeback date.
  4. For Off-Us ATM transactions, the dispute resolution timeframe is 30 working days from the chargeback date.
  5. For Internet Banking Fund Transfer transactions, the dispute resolution timeframe is 5 working days from the chargeback date.

Note: Resolution timelines may vary depending on factors such as acquirer response time, terminal data availability, transaction log discrepancies, and other unforeseen technical issues.

Dispute Resolution Process:

Step 1: Complaint Submission:

Cardholders or account holders may lodge a dispute through the Call Center, Digital Service Desk, Complaint Cell, or any Branch. The complaint should include complete transaction details, such as:

  • Card Number / Account Number
  • Transaction Amount
  • Transaction Date and Time
  • Transaction Type
  • Any other relevant information

Step 2: Acknowledgement:

The Dispute Management Team will review the complaint and acknowledge receipt, providing the customer with the expected dispute resolution timeframe.

Step 3: Investigation and Settlement:

If the disputed amount has not been settled and is identified as an excess fund, the Bank will take the necessary steps to credit the customer's card/account and close the case.

Step 4: Chargeback Processing:

If the disputed amount has already been settled, a chargeback claim will be initiated with the acquirer.

  • If the chargeback is accepted and funds are recovered, the amount will be credited to the customer’s card/account.
  • If the chargeback is represented or rejected, the customer will be informed accordingly along with the supporting documents received from the service provider, and the dispute case will be closed.

ADC & Dispute Unit Contacts:

Name

Designation

Email

Phone No.

Md. Riaz Uddin

Junior Officer

[email protected]

09610016736-9(operator)-Ext-71811

Debasish Sarker

Operation Assistant

[email protected]

09610016736-9(operator)-Ext-71825

Contact Information

For dispute-related inquiries, please contact us between 10:00 AM and 5:00 PM (Sunday–Thursday, excluding public holidays).

For 24/7 assistance, please contact our Call Center:

  • Local: 16735
  • Overseas: +880 96100 16735

© Meghna Bank PLC. All rights reserved.

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