Meghna Fashal Rin ( মেঘনা ফসল ঋণ )

Meghna Fashal Rin is a dedicated loan product aimed at supporting individuals and businesses engaged in crop cultivation. Given the limitations of conventional loan products in addressing the unique needs of rural and agricultural borrowers, this Product is specially designed to offer flexible financing tailored to the seasonal and input requirements of farmers.

Eligible Borrowers

  • Individual farmers or businesses involved in crop farming
  • Women entrepreneurs in agriculture are strongly encouraged
  • Group financing is allowed (10–30 members, with at least 2 having 5+ years’ experience in farming)

Purpose of Loan

  • Land preparation and cultivation
  • Purchase of seeds, fertilizers, pesticides, and irrigation equipment
  • Harvesting, post-harvest handling, and storage
  • Other crop production-related costs as per estimate

Loan Features

  • Available at all MGBL branches across the country
  • Loan amount, tenure, and repayment schedule to be determined in line with Bangladesh Bank’s Agricultural & Rural Credit Policy & Programme
  • Assessment to be conducted in consultation with local Agricultural Officers/Experts

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